CAKU Credit Card System

CLPS subsidiary Qinson's CAKU system is a secure and scalable credit card core, managing the entire card lifecycle from application to settlement. Its modular design and industry-standard interfaces ensure seamless integration for domestic and international banks.

CAKU empowers banks to innovate with its "scenario-based" business model and user-friendly browser interface. This next-generation system breaks through limitations of traditional systems, supporting efficient digital upgrades for financial institutions.

Core Features

Business

Supports major credit card brands (Mastercard, Visa, UnionPay) and various card types (credit, debit, prepaid, etc.).

Offers a "scenario-based" model for easy customization of credit card programs. Choose from over 200 pre-built scenarios covering the entire card lifecycle.

Enables rapid business model setup. Configure parameters to create a test system meeting your needs in minutes.

Provides comprehensive services: business planning, IT consulting, solution design, implementation, launch, and ongoing management.

Architecture

Leverages pre-built components for faster business function setup.

Built on a mature and open X86 architecture.

Utilizes Java for a robust development environment.

Employs advanced distributed microservices architecture for scalability and modularity.

Supports continuous development and integration with DevOps methodology.

Offers flexible deployment options with cloud architecture and efficient storage solutions.

Features Qinson's proprietary APE technology ecosystem.

System

Modular design separates core and peripheral functions for better flexibility.

Real-time processing eliminates batch processing issues and ensures data accuracy.

Automated testing streamlines deployment and upgrades.

Scalable system supports future growth and innovation.

High-performance front-end delivers seamless multi-channel support.

Flexible configuration allows for easy customization of scenarios, parameters, and calculations.

Seamless integration with industry standards and card organization interfaces.

Automated code generation simplifies interface implementation.

Successful Cases

Supported International Credit Card RMB Clearing System

Since 2019, a team of over 100 built a 2-year RMB clearing system for a major credit card organization, encompassing requirements analysis and architecture design. This system supports their China expansion.

Managed Client's Credit Card Custody System (Talent Support)

Supported a leading credit card system hosting provider for several years by building and managing their customer's credit card custody system. This included providing IT talent to drive innovation and marketing for their credit card business.

Built R&D Team for Hong Kong Credit Card System

Since 2017, we have been the sole software implentation service provider for a major state-owned bank's Hong Kong branch. We handle operations, new feature development, and compliance upgrades for their credit card system, earning their trust as a valued partner.

Built Credit Card Teams in China for Foreign Banks

We've been the sole credit card development partner for a leading global bank's China R&D center since 2009. We helped them build a 60-person team and collaborated on numerous large-scale projects.

Supported Credit Card Core System Migration

CLPS led the credit card core system migration for a major bank. We delivered IT consulting, Java development, testing, big data, and business analysis expertise to ensure an efficient and secure migration, supporting their future growth.

IT Consulting & Test System Setup

We partnered long-term with a major state-owned bank's credit card center, assisting with numerous testing projects and providing IT consulting services to improve their testing system.